Loan Management Dashboard

    Uwi Homes

    Uwi Homes

    Loan Management Dashboard

    TVL

    $0

    +0.0%

    Active Loans

    0

    +0

    Avg. APY

    0.00%

    +0%

    Dashboard

    Proof of Reserve

    Summary of collateral and assets

    AssetAPY$ Amount% Share
    No active loans found

    Past Deals

    No past deals available.

    How Uwi Works

    Product

    • Uwi is a home-backed stablecoin, collateralized by loans to developers to build pre-sold affordable housing

    • Southeast Asia needs to build ~USD3 trillion new climate resilient affordable housing in the next 20 years to solve the current housing backlog

    • Developer loans (B2B) go to experienced developers building affordable housing in high-demand areas

    • Homebuyers have paid their downpayment and are pre-approved for home mortgages by tier 1 banks

    • Uwi provides short-term bridge loans to finance the construction of these homes, which are repaid upon completion by the homebuyer's mortgage bank

    Our Underwriting

    Underwriting Process Diagram

    Risks & Mitigants

    Risk: Failed Construction

    Mitigant: Uwi's step-in clause (POA) exercised to complete the construction and sale

    Risk: Homebuyer Balks

    Mitigant: Easily replaced with new buyer as buyer queue typically 2x - 3x the # of units for sale

    Risk: Default Scenario

    Mitigant: Conservative basis with financing at 60% of home purchase price resulting in ample buffer in case of default

    Learn More