Loan Management Dashboard
Uwi Homes
Loan Management Dashboard
TVL
₱704.4M
+0.0%
Active Loans
112
+0
Avg. APY
9.10%
+0%
Dashboard
Proof of Reserve
Summary of collateral and assets
| Asset | APY | ₱ Amount | % Share |
|---|---|---|---|
| No active loans found | |||
Past Deals
Deal A: Banga-An, Luzon 5
Finished Home
Location
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Project Overview
This affordable housing development project in Banga-An delivered 45 homes to families in the region. The project was completed on schedule with all homes pre-sold to qualified homebuyers. The development features modern amenities and sustainable construction practices, providing quality housing to the local community.
Deal B: Davao City, Mindanao
Finished Home
Location
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Project Overview
Located in the heart of Mindanao, this 60-unit residential project provided affordable housing solutions for growing families. The development included community spaces and green areas, enhancing the quality of life for residents. All units were delivered on time with full occupancy achieved within the first quarter.
Deal C: Cebu Highlands
Finished Home
Location
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Project Overview
A mid-sized development in the scenic Cebu Highlands featuring 38 climate-resilient homes. The project incorporated modern construction techniques and local materials to create sustainable housing. Strong demand from the local market ensured rapid absorption with all homes sold before completion.
Deal D: Manila Suburbs
Finished Home
Location
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Project Overview
This suburban Manila project delivered 52 affordable homes close to major employment centers. The strategic location and quality construction attracted strong buyer interest from young professionals and families. Infrastructure development and accessibility made this project highly successful in meeting housing demand.
Deal E: Iloilo Province
Finished Home
Location
View on Maps
Project Overview
https://www.google.com/maps/search/Iloilo+Province,+Panay,+Philippines", description: "A coastal development project in Iloilo that provided 48 homes to local families. The development emphasized disaster-resilient construction suitable for the region's climate. Community facilities and proximity to schools and markets made this an attractive option for homebuyers, achieving full occupancy shortly after completion.
How Uwi Works
Product
Uwi is a home-backed stablecoin, collateralized by loans to developers to build pre-sold affordable housing
Southeast Asia needs to build ~USD3 trillion new climate resilient affordable housing in the next 20 years to solve the current housing backlog
Developer loans (B2B) go to experienced developers building affordable housing in high-demand areas
Homebuyers have paid their downpayment and are pre-approved for home mortgages by tier 1 banks
Uwi provides short-term bridge loans to finance the construction of these homes, which are repaid upon completion by the homebuyer's mortgage bank
Our Underwriting
Risks & Mitigants
Risk: Failed Construction
Mitigant: Uwi's step-in clause (POA) exercised to complete the construction and sale
Risk: Homebuyer Balks
Mitigant: Easily replaced with new buyer as buyer queue typically 2x - 3x the # of units for sale
Risk: Default Scenario
Mitigant: Conservative basis with financing at 60% of home purchase price resulting in ample buffer in case of default